Livestock
Customized Livestock Insurnace
Our team knows all about your livestock and how it’s backbone of your farm. Whether you’re raising cattle, hogs, goats, sheep, or horses for farm work, each animal plays a vital role in your day-to-day operation. Our Livestock Insurance is designed to help you safeguard that investment against loss, so your operation stays strong even when the unexpected happens.
From natural disasters to market fluctuations, livestock owners face unique and unpredictable risks. That’s why we offer a range of coverage options tailored to fit both your herd and your bottom line.
Reliable Coverage for Everyday Risks
Our farm livestock insurance protects you against common hazards that can threaten your animals and your revenue. Standard coverage includes losses caused by:
- Fire and lightning
- Windstorms and hail
- Theft and vandalism
- Vehicle collisions (owned by you or others)
- Bridge or culvert collapse
- Aircraft incidents
- Explosions or overturning of transport vehicles
- Floods and earthquakes
- Stranding or sinking of vessels (for transported animals)
For the management of a few animals or a large herd, your livestock can be insured either as a group, organized by age and type, or individually for higher-value animals. Our team will help you list and describe your animals in a way that aligns with your operation’s needs and ensures the right level of protection.
Market Protection for Volatile Times
Animal health isn’t the only risk livestock producers face. Shifting markets and rising feed costs can also put your income at risk. To help protect your bottom line, we offer additional revenue-based livestock insurance options:
Livestock Gross Margin (LGM)
LGM coverage protects against unexpected losses in gross margin due to declining livestock prices or increasing feed costs. Ideal for producers of cattle, swine, and dairy cattle, this policy helps stabilize your revenue, even when the markets don’t.
Livestock Risk Protection (LRP)
This option is designed to shield your operation from falling market prices. You can choose the coverage level and duration that align with your feeding and marketing schedules, allowing for flexibility and targeted protection for cattle and swine producers.
Dairy Revenue Protection (DRP)
For dairy operations, DRP coverage helps protect against quarterly income loss due to declining milk prices, reduced production, or both. You choose the pricing method that best reflects your unique risk exposure, giving you a custom-fit solution for market volatility.
Personalized Coverage for Your Livestock Operation
Every farm is different, and your livestock insurance should reflect that. Our knowledgeable agents take the time to understand your operation, goals, and risk tolerance. We’ll walk your property, review your herd makeup, and help you build a policy that balances protection with affordability.
For workhorses, breeding stock, or production animals, our livestock insurance gives you the confidence to keep investing in your herd without worrying about unforeseen losses.
Contact us today to speak with one of our livestock insurance specialists and build a coverage plan that works as hard as you do.