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Health Insurance

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Smarter Health Coverage Backed by a Team Who Knows You

Choosing the right health insurance can feel overwhelming, but with Dostal & Kirk, you don’t have to decide on your own. Our team brings deep expertise and a personal approach to every conversation, helping you understand your options and select the plan that fits your health, your life, and your finances.

Are you self-employed, nearing retirement, or managing Medicare decisions? We’ll walk you through every step so you feel confident in your coverage.

Individual & Family Health Insurance

If you’re not covered by an employer-sponsored plan, Dostal & Kirk can help you explore health insurance options that provide you protection. We work with top carriers and help you compare:

  • Marketplace plans (ACA-compliant)
  • Off-exchange private health insurance
  • Short-term medical insurance (when appropriate)

We take time to understand your medical needs, preferred providers, and budget to recommend the right fit so you’re not just insured but insured well.

We explain premiums, deductibles, copays, and networks in plain English so you can make informed choices.

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Health Insurance & Senior Products

Turning 65? Already enrolled in Medicare and looking to optimize your plan? Our licensed advisors specialize in Medicare options, including:

Medicare Supplement (Medigap) Plans

Helps cover costs like deductibles and copayments that Original Medicare doesn’t. Ideal for those who want more predictable out-of-pocket expenses.

Medicare Advantage Plans (Part C)

An all-in-one alternative to Original Medicare, often including dental, vision, and prescription coverage. We help you understand tradeoffs and compare plans by carrier and network.

Medicare Part D Plans

Prescription drug coverage that pairs with Original Medicare or a Supplement. We’ll help you select the plan that aligns with your current medications and pharmacy preferences.

Because plans change each year, we proactively review your Medicare choices during open enrollment to make sure they’re still working for you.

Dostal & Kirk Is a Pillar in the Community

Not Transactional

Not Transactional

We're in it for the long haul. Our goal is to be your trusted partner—someone you can call when your health needs change or life throws a curveball. From new diagnoses to life transitions, we’re here with answers and support.

Specialists in Health & Medicare

Specialists in Health & Medicare

Our health insurance team focuses only on personal and Medicare-related coverage. That specialization allows us to offer tailored advice, up-to-date guidance, and a level of service generalist agencies simply can’t match.

Honest, Collaborative Advice

Honest, Collaborative Advice

We work in partnership with your financial planner, CPA, or attorney when needed—and we’re transparent about what we do and don’t handle. No gimmicks. No pressure. Just smart, supportive guidance.

Community-First

Community-First

We’re more than an agency—we’re your neighbors. With roots in the communities we serve, we treat every client with the respect and care they deserve. That means being responsive, listening well, and showing up when it matters most.

Let's Make Health Insurance Easy

At Dostal & Kirk, we believe good health coverage starts with a good conversation. Whether you’re comparing individual plans, transitioning to Medicare, or reviewing your current options—we’re here to help.

Contact us today to schedule a no-pressure consultation and discover what smart, personalized coverage really feels like.

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