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Auto & Recreational Vehicle Insurance

Protecting Your Freedom, Lifestyle, and Adventure

At Dostal & Kirk Insurance & Financial Services, we understand that your vehicles—whether personal automobiles, motorcycles, or recreational vehicles—are more than just modes of transportation. They represent your freedom, lifestyle, and adventure.

Our team offers comprehensive auto and recreational vehicle options tailored to your needs so you are protected no matter where the road or water takes you.

Personal Automobile Insurance

Your car is a vital part of your daily life, and protecting it with the right coverage is essential. We offer personalized auto insurance solutions that reflect your specific driving habits, vehicle type, and lifestyle. Sign up for basic liability coverage or more comprehensive options; we have a plan that fits.

Motorcycle Insurance

Motorcycling is an exhilarating experience, but it requires the right protection. We provide tailored motorcycle insurance to cover your bike, your ride, and your needs.

From collision to comprehensive coverage, we make sure that you have the right protection while you’re on the road.

Recreational Vehicle Insurance

Whether you own a long-term rental or list on Airbnb/VRBO, protecting your investment property is key. We specialize in writing policies for:

  • Traditional long-term rentals
  • Short-term vacation rentals
  • Mixed-use or multi-family units


Watercraft & Specialty Vehicle Insurance

For those who love the water, we offer watercraft insurance for boats, jet skis, and other water vehicles, protecting you from potential risks while you’re out on the water. Additionally, we cover specialty vehicles, such as ATVs, snowmobiles, and more. Whatever your recreational vehicle, we have the right solution for you.

Dostal & Kirk Is More Than an Ordinary Insurance Provider

Relationship-Driven Approach

Relationship-Driven Approach

We prioritize long-term relationships over transactions. We focus on building trust and becoming a true partner in protecting what matters most to our clients—whether that’s a family car, motorcycle, RV, or recreational watercraft.

Specialist Team Structure

Specialist Team Structure

When you work with us, you benefit from a team of specialists, not generalists. Each area is handled by professionals with vast expertise. This ensures that every policy is tailored specifically to your unique needs, offering a higher standard of service.

Authentic Culture & Community Commitment

Authentic Culture & Community Commitment

Our team is passionate about delivering personalized advice and serving as trusted members of the community. We foster an internal culture rooted in trust, teamwork, and authenticity, and we extend these values to our relationships with clients.

Clear Value Proposition

Clear Value Proposition

We want our clients to feel confident knowing their coverage is right. We take the time to educate our clients, helping them make informed decisions about their insurance options. We collaborate with clients' existing advisors (CPAs, attorneys, etc.) and remain transparent about what we can and cannot handle.

Insurance Plans That Fit Your Life

What sets us apart is our attention to detail and the personalized approach we bring to every policy. Our team goes beyond simply offering coverage; we perform site visits to assess exposures firsthand and recommend loss control practices to mitigate risks.

Dostal & Kirk Insurance & Financial Services is here to provide you with tailored coverage that fits your lifestyle, including plans for auto, motorcycle, recreational vehicle, or watercraft insurance. We believe in building lasting relationships, offering personalized service, and ensuring that you have the right protection in place to keep what matters most safe.

Contact us today to learn more about our offerings!

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