Industry-Specific Insurance Coverage
Tailored Protection Built Around Your Industry's Real Risks
No two industries face the same risks or require the same insurance solutions. That’s why Dostal & Kirk takes a hands-on, consultative approach to industry-specific insurance coverage, offering protection that reflects the day-to-day realities of your operation.
We work with dentists running a private practice or general contractors overseeing multiple job sites, and we take time to understand how your business functions. Then, we build a coverage plan that fits.
Our Strength Lies in Our Variety of Experience
Dentists
From malpractice exposure to coverage for high-value dental equipment, we help dental practices protect their reputation and financial stability.
Printers
We address equipment downtime, business interruption, and liability tied to printed materials, creating coverage that keeps your pressroom protected.
Banks & Financial Institutions
We offer tailored solutions that account for cyber threats, regulatory compliance, and directors and officers liability.
Churches & Religious Institutions
Protection for places of worship goes beyond property. We help cover volunteer liability and event exposures.
Contractors
Whether you’re a general contractor or a trade specialist, we craft policies that consider job site risk, subcontractor relationships, tools, and transportation.
Auto Garage Operations
We build policies that align with how your shop operates—covering customer vehicles, employee liability, and garage-specific risks.
Restaurants
Restaurant coverage needs to account for liquor liability, food safety, employee injury, and more. We help you cover the full picture.
Bar & Tavern Programs
Our bar and tavern programs are designed for venues that need specialized liquor liability and crowd control considerations.
Lumber & Woodworking
We help businesses with high fire risk and complex machinery navigate policies that cover materials, buildings, and product liability.
Manufacturing
For manufacturers, coverage must extend to equipment, product recall, and supply chain interruption. We walk through it all and design a plan around your operation.
Real Estate
Property managers and real estate investors need protection for liability claims, tenant damages, and loss of rental income. We tailor coverage that fits your portfolio.
Golf Course & Country Club
These operations require a mix of property, event, and liquor liability coverage, with consideration for employees, grounds equipment, and more.
Hospitality
From boutique hotels to large resorts, we develop policies that account for guest safety, building risk, and service-related liability.
Nonprofit
We help nonprofits protect their mission by building coverage around board liability, volunteer protection, and donor-related exposures.
Customized Plans to Fill Your Business’s Needs
When a claim arises, we stay involved. For commercial clients, we help manage the communication and advocate on your behalf, clarifying details and discussing the long-term impact of filing or not filing a claim.
Dostal & Kirk offers more than just general coverage; we also build industry-specific insurance coverage that reflects your actual risks and supports how you operate. By getting close to your business and understanding the nuances of your field, we help you protect what matters most.
Let’s explore what tailored protection looks like for your industry.