Farm Auto
Personalized Farm Vehicle Insurance
From early-morning feed runs to hauling equipment across the county, your farm vehicles are essential to keeping your operation running smoothly. At Dostal & Kirk, our Farm Auto Insurance is designed to protect the trucks, trailers, and utility vehicles that help you get the job done safely, legally, and with peace of mind.
Accidents can happen, even in the most controlled environments. That’s why we offer flexible coverage options tailored to how you use your vehicles, whether on the farm, on the road, or both.
Protect Your Farm Vehicles
Farm vehicles serve a dual purpose: they’re tools of your trade and a part of your everyday life. For transporting livestock, delivering produce, or pulling a trailer full of supplies, your farm vehicles face unique risks. A cracked windshield, unexpected breakdown, or collision can cause major disruptions, not to mention unexpected costs.
Our farm auto coverage helps protect your vehicles and your financial security by covering damage, liability, and even roadside emergencies. With a custom plan built for your operation, you’ll be ready for whatever the road or the field throws your way.
Liability Coverage
If you or someone operating your farm vehicle causes an accident resulting in injury or property damage, liability coverage helps protect you from costly claims and lawsuits. This is the foundation of any auto policy and a must for vehicles that operate on public roads.
Collision Coverage
For coverage on damage to your farm vehicles, including trucks, trailers, ATVs, and tractors, involved in an accident or overturn, collision coverage helps pay for repairs or replacement.
Comprehensive Coverage
Protect your automobiles against non-collision-related damage such as fire, theft, vandalism, falling objects, and weather-related events like hail or flooding.
Uninsured / Underinsured Motorist Coverage
If you’re in an accident with someone who doesn’t have insurance or doesn’t have enough, this coverage helps pay for your damages and medical expenses. It’s a smart way to ensure you’re not left with the bill for someone else’s mistake.
Roadside Assistance
Breakdowns happen at the worst times. Whether it’s a dead battery, flat tire, or running out of fuel, our 24/7 roadside assistance gets help to you fast, so you can get back on the road with minimal downtime. No lengthy forms or out-of-pocket hassles; just a call, and help is on the way.
Tailored Coverage for Your Operation
Farm auto insurance isn’t one-size-fits-all. Coverage and classification depend on how each vehicle is used: strictly on the farm, on public roads, or for both commercial and personal purposes. Our team will help you sort out what qualifies as a farm-use vehicle, determine the best coverage types, and make sure you’re fully protected without overpaying for unnecessary features.
For a single pickup or a fleet of specialized farm trucks, we’ll help you customize your policy to match your needs, your operation, and your budget.
Keep Your Farm Thriving
You’ve invested in equipment that allows you to work efficiently, safely, and productively. Protect that investment with insurance that understands the demands of modern agriculture. At Dostal & Kirk, we’re here to support you with practical, comprehensive coverage.
Contact us today to speak with a farm insurance specialist and get started on a custom farm equipment insurance plan that keeps your operation running strong.